Patient Financial Services

The Billing Process

As an inpatient or outpatient at J.C. Blair Health System, you receive care from our integrated health system that includes: J.C. Blair Memorial Hospital, JC Blair Medical Services, JC Blair Convenient Care Center, JC Blair 611 State College Imaging Center and JC Blair QuickLABS. 

We will mail you a bill listing your unpaid balances. The bill lists the date and place you received care, payments received and your balance due. If you have any changes to your address, employer, insurance and/or dependent status, please contact us.

We accept Visa, Discover, MasterCard and American Express payments, cash or checks.

Chargemaster

A chargemaster is a list of medical codes and prices for everything a hospital provides to patients. Each hospital or health system has its own chargemeaster list that is used for billing purposes. The chargemaster list is not the negotiated price between hospitals and insurance companies, and is not the price that most patients would pay for care. The Centers for Medicare and Medicaid Services (CMS) has required hospitals to share their chargemaster, but it is not the best tool for patients to determine the cost of their health care services. The charges on the chargemaster are not the actual payment rates that hospitals receive. The chargemaster charges almost never reflect the actual amount for which a patient is responsible. The chargemaster will not include fees from physicians who provide care to patients. 

JC Blair Chargemaster                                                JC Blair DRG/Inpatient

J.C. Blair supports price transparency and we believe it is important for our patients to know what charges they will incur for services provided. If you have any questions regarding information provided on the chargemaster, please contact our patient financial counselors at (814) 643-8495 or (814) 643-8844. 

Click here for additional information on understanding hospital charges. 

Hospital Bills

  • At the time of service, patients or their family members must make satisfactory arrangements for payment of a hospital bill. An advance deposit or co-payment may be requested, depending on your insurance coverage.
  • The Hospital accepts American Express, Visa, MasterCard and Discover.
  • The basic daily room charge includes room, nursing care, bedside meals, housekeeping, laundry, medical records, administration, and maintenance.
  • Separate charges on a statement may include additional services ordered by the doctor, such as drugs, anesthesia, operating room, delivery room, nursery care, oxygen, laboratory, respiratory therapy, electrocardiograms, x-rays, and other special tests.

Insurance

Hospitalization insurance is a contract between the patient and the insurance company. While the hospital will cooperate fully to expedite a claim, the patient is ultimately responsible for their account.

Patient Financial Counseling

Patient Financial Counselors are available before, during and after a patient receives hospital services to explain payment options and sources of financial assistance for medical expenses. They can also assist patients with insurance problems and billing questions. At any time a patient has concerns about a bill, insurance coverage, Medicare, Medicaid, or payment arrangements, they can contact the following counselors to discuss the charges:

  • If calling to make a credit card payment, please call (814) 643-8818.
  • If you have questions regarding your statement and the LAST name of the patient begins with A through K, call (814) 643-8844.
  • If you have questions regarding your statement and the LAST name of the patient begins with L through Z, call (814) 643-8495.

The hospital bill does not include the attending physician's fees, or the specialists he/she may call to assist in treating a patient. All physicians charge separately for their services. Questions concerning physician's fees should be directed to the physician who treated the patient.

Delayed Charges

It sometimes requires as much as 24 to 48 hours for a charge from a hospital department to be posted on a patient's bill. Therefore, some charges incurred during the day before a patient is discharged, may not appear on the bill. A statement of all charges may be mailed after discharge if needed.

Charity Care & Financial Assistance

J. C. Blair Memorial Hospital provides charity care (free care) and financial help for people who can't pay for the healthcare services they need. J. C. Blair treats all patients with respect and dignity regardless of their ability to pay.                        

  • Charity care means free care. Patients can receive charity care if they have a family income below 250% of the Federal Poverty Level.
  • Financial assistance means receiving care at a discounted rate. Patients who are uninsured for a medically necessary service can receive financial help if they meet all three of the following criteria:
  1. No insurance coverage for the medically necessary services
  2. Ineligible for governmental or other insurance coverage
  3. Family income in excess of 250% (but not exceeding 400%) of the Federal Poverty Level

% of Federal Poverty Level                   Discount Category                     Discount %
0% - 250%                                                    Charity Care                                 100%
251% - 300%                                                Financial Assistance                     80%
301% - 400%                                                Financial Assistance                     60%*

*the lowest percentage is greater than the aggregated discount of Medicare plus all private insurers

We will compare your income amounts to the Federal Poverty Levels. We will also review the total resources available to you. Charity care or financial assistance may not be offered to those patients with sufficient funds available to pay for their services if using those funds would not cause undue hardship.

Write to us or call us to apply. We will also send you the complete charity care and financial assistance policy:

  • Go to www.jcblair.org/charitycare for the application
  • Request a paper application by writing to us at:
    J.C. Blair Memorial Hospital
    Attention: Financial Aid Representative
    1225 Warm Springs Avenue
    Huntingdon, PA 16652

Financial counselors are available in person or by phone. They can answer questions or help you complete your application:

If your last name begins with the letters:      
A-K     Call (814) 643-8844
L-Z     Call (814) 643-8495

You must first apply and provide all documentation. We will notify you of our determination by phone or by letter within 30 days of receipt.

We can help you apply for Medical Assistance or insurance through HealthCare.gov. You must apply for Medical Assistance or consider other options prior to being approved for charity care or financial assistance discounts.

Compass is an online tool for Pennsylvanians to apply for many health and human service programs and manage benefit information.  Click on the following link that will redirect you to Pennsylvania Compass online tool.

https://www.compass.state.pa.us/Compass.Web/Public/CMPHome

Note: Except for individuals within 250% of the Federal Poverty Level, this policy does not apply to patients who are insured or underinsured. This policy does not provide free or discounted care to patients who have health insurance with deductibles or coinsurance.

Individual insurance mandates are part of the Affordable Care Act. The Medicaid program has been expanded. If you refuse or are unwilling to enroll in a subsidized insurance plan, it could impact the level of financial assistance provided through this policy.

Charity Care & Financial Assistance Policy

Charity Care & Financial Assistance Application

All physicians within the J.C. Blair Health System are covered by the Hospital's Financial Assistance Policy.